Unlike most budgeting and expense tracker apps, Goodbudget does not link to your bank accounts. You have to manually create the digital envelopes and input your transactions. The app gives you 20 envelopes for free, or you can sign-up for unlimited envelopes for $7 per month, or $60 per year. You can learn more about Goodbudget in our roundup of the best budgeting apps.
If you want even more money-making ideas, check out our post on making money from home, or our rundown of side hustles you can try out right now.
Budgeting may sound intimidating, but it’s simply a plan for how you’ll spend your money each month. When you know what’s coming in (i.e. how much you’re earning), you can more effectively manage how you choose to spend it. There are many different ways to create a budget, but beginners who want to manage their money on-the-go should check out the Goodbudget app.
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Making a habit of saving, investing and budgeting as early as possible can help get you on the road to financial flexibility. Having an emergency fund, for example, will allow you to cover unexpected expenses that pop up in everyday life, from car repairs to broken laptops. And getting started with investing when you’re young, means that you can avoid keeping to much money in cash and enjoy the long-term benefits of compound interest.
Another approach to earn money with cryptocurrencies is to accept them for payment. If you have a business where you sell products or services, you can accept payment in your preferred cryptocurrency. You need a digital wallet, and to work with individuals who wish to pay in cryptocurrency.
Many grocery stores, gas stations and department stores offer free loyalty cards that provide a myriad of benefits. For example, the Midwest grocer Meijer has mPerks, which gives customers access to digital coupons and provides additional discounts once certain levels of spending are reached. Meanwhile, the gas station Speedway offers Speedy Rewards, in which points are earned for purchases and redeemed for fuel savings, gift cards and merchandise. And at Nordstrom, The Nordy Club offers points to be redeemed for savings and comes with perks such as free basic alterations.
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