Celine Crestin, 39, regretted her chosen career until recently. She earned a communications degree and started her career working in retail management, then management for the federal government, but felt unfulfilled and struggled to pay off her student loans. “Then I became a single parent and couldn’t make risky career moves, as I had little to no savings and a lot of debt,” she says. “I don’t think my degree was worth it.”


3. Explain the difference between a standing order and a direct debit.


What’s your favourite money app and why?
13. Get a roommate Do you have available space in your home that could serve as a space for an extra person to live? Consider opening up your home to someone that you trust to take over a spare bedroom or basement to rent out. That way, you can make some extra money to put toward rent or your mortgage without having to do any work. Just make sure you set up a written lease agreement with the other person so you can avoid legal trouble down the road should it come up.
You can also be your own boss. Expand your business as you see fit. No one can restrict your decisions or tell you what to do with your work. This does not apply if you work online for a company, but it does apply if you are a freelancer or have your own online business.



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